A Continuing Care Retirement Community (CCRC) combines independent living, assisted living, memory care and often skilled nursing on one campus, letting a resident -- or a couple with different needs -- move between levels without changing addresses. A standalone assisted living community offers one level of care, usually with a simpler, less expensive entry process.
Campuses in this metro combining multiple levels
Several Indianapolis-area campuses operate this multi-level model, including communities in Carmel, Fishers, Noblesville and Indianapolis itself that pair independent living with assisted living, memory care and skilled nursing on one site.
Entry cost and flexibility
Full CCRC/Life Plan Community models elsewhere in the country often charge a large upfront entry fee in exchange for guaranteed access to higher care levels later -- ask any local campus directly whether it uses an entry-fee model or a simpler month-to-month rental structure, since this varies by operator. A standalone assisted living community is typically the more flexible, lower-commitment choice if a couple does not yet need to plan for different care levels.
