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How Indiana Licenses Assisted Living

Indiana issues a single Residential Care Facility (RCF) license under 410 IAC 16.2-5 -- not tiered by evacuation ability the way Texas tiers Type A/B.

HomeState RulesHow Indiana Licenses Assisted Living

How Indiana licenses assisted living

Indiana licenses assisted-living-type communities as Residential Care Facilities (RCF), under 410 IAC 16.2-5 and Indiana Code 16-28-2, issued by the Indiana Department of Health. It is a single license type — Indiana does not tier assisted living into Type A/Type B categories the way Texas does.

The RCF license covers room and board, supervised activities, medication administration by qualified staff, and help with daily activities such as bathing, dressing and mobility. It does not permit 24-hour skilled nursing care — that requires a separate, more intensive license, Comprehensive Care Facility, which covers Indiana's nursing homes.

Not every “assisted living” building is licensed. Under 410 IAC 16.2-5-0.5(c), a community that provides only room, board, housekeeping and activities — without administering medication or providing nursing care — is not required to hold an RCF license at all. Ask directly, and check the state licensing search below, before assuming a marketed “assisted living” community is regulated.

What the RCF license does and does not allow

An RCF may provide room and board, supervised activities, medication administration, and help with daily activities. It may not provide 24-hour skilled nursing care -- a resident whose needs exceed that threshold typically needs to move to a Comprehensive Care Facility (Indiana's nursing-home license) instead. Ask any community directly what triggers that conversation and what the process looks like.

Administrator requirements

Indiana Code 16-28-2-11.3 sets qualification requirements for RCF administrators. Ask a community who its licensed administrator is and how long they have held that role -- turnover in this position often tracks with broader operational instability.

Questions families ask

Is there a waitlist for Indiana's PathWays Waiver?

Yes, historically. At the program's July 2024 launch, 9,015 people were on the PathWays waiting list statewide out of 39,842 total slots. Current waitlist figures change; confirm today's status with CICOA Aging & In-Home Solutions, the Area Agency on Aging serving this region.

What is Indiana's Medicaid Estate Recovery Program?

Indiana's Medicaid Estate Recovery Program (MERP) recovers amounts Medicaid paid on a recipient's behalf after age 55, from probate and certain non-probate assets. As of July 1, 2025, the state has 9 months after death to file a claim, and recovery does not proceed while a spouse survives or a child is under 21, blind, or disabled.

What does assisted living cost in Indianapolis?

The CareScout Cost of Care Survey publishes a statewide Indiana median only -- $5,639 a month for a private one-bedroom in 2025 -- not an Indianapolis-specific figure. Local pricing likely differs from the state median in either direction; ask each community for its current rate.

What does memory care cost in Indiana?

There is no published memory-care median for Indiana or any other state -- CareScout does not survey it as a category. Any memory-care price you see quoted online is an estimate or an extrapolation, not a sourced figure. Get quotes in writing from each community instead.

What does a nursing home cost in Indiana?

CareScout's 2025 survey puts Indiana's nursing home median at $8,943 a month for a semi-private room and $10,326 for a private room. Semi-private figures are often Medicaid-weighted and lower than a private-pay quote you'd actually be offered.

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