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How Indiana Licenses Assisted Living

Indiana issues a single Residential Care Facility (RCF) license under 410 IAC 16.2-5 -- not tiered by evacuation ability the way Texas tiers Type A/B.

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How Indiana licenses assisted living

Indiana licenses assisted-living-type communities as Residential Care Facilities (RCF), under 410 IAC 16.2-5 and Indiana Code 16-28-2, issued by the Indiana Department of Health. It is a single license type — Indiana does not tier assisted living into Type A/Type B categories the way Texas does.

The RCF license covers room and board, supervised activities, medication administration by qualified staff, and help with daily activities such as bathing, dressing and mobility. It does not permit 24-hour skilled nursing care — that requires a separate, more intensive license, Comprehensive Care Facility, which covers Indiana's nursing homes.

Not every “assisted living” building is licensed. Under 410 IAC 16.2-5-0.5(c), a community that provides only room, board, housekeeping and activities — without administering medication or providing nursing care — is not required to hold an RCF license at all. Ask directly, and check the state licensing search below, before assuming a marketed “assisted living” community is regulated.

What the RCF license does and does not allow

An RCF may provide room and board, supervised activities, medication administration, and help with daily activities. It may not provide 24-hour skilled nursing care -- a resident whose needs exceed that threshold typically needs to move to a Comprehensive Care Facility (Indiana's nursing-home license) instead. Ask any community directly what triggers that conversation and what the process looks like.

Administrator requirements

Indiana Code 16-28-2-11.3 sets qualification requirements for RCF administrators. Ask a community who its licensed administrator is and how long they have held that role -- turnover in this position often tracks with broader operational instability.

Questions families ask

Is in-home care or assisted living cheaper in Indiana?

It depends on hours needed. At Indiana's 2025 median of $35 an hour, a 40-hour week of home care already costs more than Indiana's assisted living median of $5,639 a month. Below roughly 30-35 hours a week, home care is often cheaper; above it, a community usually wins.

What's the difference between a nursing home and assisted living in Indiana?

A nursing home is licensed in Indiana as a Comprehensive Care Facility, providing 24-hour skilled nursing care and carrying a federal CMS star rating. Assisted living is licensed as a Residential Care Facility, a lower level of care with no CMS rating.

What's the difference between hospice and palliative care?

Palliative care focuses on symptom relief and quality of life, and can run alongside curative treatment at any stage of an illness. Hospice is for a life-limiting illness when a physician expects six months or less if the disease runs its normal course, and generally means curative treatment has stopped.

What license does Indiana require for assisted living?

Indiana licenses assisted-living-type communities as Residential Care Facilities (RCF) under 410 IAC 16.2-5 and Indiana Code 16-28-2, issued by the Indiana Department of Health. It is a single license type -- Indiana does not tier assisted living into Type A/Type B categories the way Texas does.

Does Indiana require every assisted living community to be licensed?

No. Under 410 IAC 16.2-5-0.5(c), a community that provides only room, board, housekeeping and activities -- without administering medication or providing nursing care -- is not required to hold a Residential Care Facility license at all. Some buildings marketed as assisted living in Indiana may carry no state license, so always confirm directly.

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