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Independent Living in your area

Age-restricted apartments and campuses with dining, activities and light services, for adults who do not need daily hands-on care.

Quick answer

Indiana regulates independent living through the Indiana Department of Health.

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Independent living is housing, not care. Age-restricted apartments or cottages with dining, transportation, activities and maintenance handled — for adults who do not need help with daily activities.

Short answer

We list 30 verified independent living providers across your metro. Independent living is housing, not care.

Three things worth knowing first

  • Independent living is typically not licensed as a care facility, because no personal care is provided. Confirm for your state.
  • Several campuses combine independent living with assisted living or nursing on the same campus, so a resident can move between levels without leaving the community.
  • If help with daily activities is already needed, independent living is the wrong category, even when a community offers to arrange outside caregivers.
You can check any facility's record free. Use the Indiana Long Term Care Survey & Inspection Public Search (hoosierusa.isdh.in.gov) and, for nursing homes, CMS Care Compare. Read the full explanation →

Verified independent living across the region

We list 30 verified independent living providers across your metro. The full table with addresses and counties lives in the directory.

See all 30 in the directory →

Independent Living by city

Questions families ask

What Medicaid waiver pays for assisted living in Indiana?

Indiana's PathWays Waiver, part of the Indiana PathWays for Aging program launched July 1, 2024 for Hoosiers 60 and older, can pay for care services inside a licensed Residential Care Facility that holds a waiver provider agreement. It does not cover room and board -- that runs through a separate program, RCAP.

What is RCAP and how is it different from the PathWays Waiver?

The Residential Care Assistance Program (RCAP) is Indiana's Medicaid-funded room-and-board assistance for RCF residents. It pairs with, but is separate from, the PathWays Waiver, which pays for care services. A facility can hold a PathWays agreement, an RCAP agreement, both, or neither -- ask specifically which apply.

Is Indiana's Medicaid expansion (HIP) the same as long-term care Medicaid for seniors?

No. The Healthy Indiana Plan (HIP), Indiana's ACA expansion effective February 1, 2015, covers adults 19-64 based on income. Long-term-care Medicaid for seniors uses a separate, non-MAGI aged/blind/disabled eligibility pathway with different asset and income rules. The two are frequently and incorrectly conflated.

Is there a waitlist for Indiana's PathWays Waiver?

Yes, historically. At the program's July 2024 launch, 9,015 people were on the PathWays waiting list statewide out of 39,842 total slots. Current waitlist figures change; confirm today's status with CICOA Aging & In-Home Solutions, the Area Agency on Aging serving this region.

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